If you’ve ever dreamed of the perfect banana bread that manages to be irresistibly soft, packed with rich flavor, and studded with melty chocolate chips, then this Super Moist Chocolate Chip Banana Bread Recipe is going to rock your world. Imagine slicing into a loaf that’s tender and buttery, bursting with natural banana sweetness and just the right hint of cinnamon, with pockets of gooey chocolate in every bite. This is not your ordinary banana bread—it’s a crowd-pleaser that feels like a warm hug on a plate, perfect for breakfast, snacks, or dessert any day of the week.

Ingredients You’ll Need
All the ingredients for this recipe are straightforward, pantry-friendly essentials that come together to create that perfect harmony of moistness, flavor, and texture. Each plays a vital role, from the ripe bananas that bring natural sweetness and moisture, to the sour cream that amps up the tenderness, and of course, the chocolate chips that add pockets of delightful richness.
- 3 ripe bananas, mashed: The star of the dish, offering natural sweetness and moisture.
- 1/2 cup unsalted butter, melted: Adds richness and a tender crumb to every slice.
- 1 cup granulated sugar: Balances the flavors with just the right amount of sweetness.
- 2 large eggs: Provides structure and holds everything together beautifully.
- 1 tsp vanilla extract: Enhances the flavors with a warm, comforting aroma.
- 1/2 cup sour cream or plain yogurt: Keeps the bread super moist and tender.
- 2 cups all-purpose flour: The base that creates the perfect texture.
- 1 tsp baking soda: Helps the bread rise and become light.
- 1/2 tsp baking powder: Gives an extra lift for a fluffy finish.
- 1/4 tsp salt: Balances sweetness and intensifies the flavors.
- 1 tsp ground cinnamon (optional): Adds a warm, spicy note that complements the bananas.
- 1 1/2 cups semi-sweet chocolate chips: Brings irresistible pockets of creamy chocolate throughout.
How to Make Super Moist Chocolate Chip Banana Bread Recipe
Step 1: Prepare Your Pan and Oven
Start by preheating your oven to 350°F (175°C). Grease a 9×5-inch loaf pan with butter or oil, or simply line it with parchment paper for an easy release. This step ensures your bread bakes evenly and comes out cleanly—because nobody wants their masterpiece to stick!
Step 2: Mash and Mix the Wet Ingredients
In a large bowl, mash the ripe bananas until they’re smooth and creamy—this natural purée delivers the signature moistness and sweetness. Stir in the melted butter right away to add rich flavor and a tender crumb. Next, beat in the sugar, eggs, vanilla extract, and sour cream until everything is beautifully combined. These wet ingredients form a silky base that will make your banana bread delightfully moist.
Step 3: Combine the Dry Ingredients
In a separate bowl, whisk together the flour, baking soda, baking powder, salt, and cinnamon if you’re using it. These leavening agents are key to creating a soft, fluffy texture with just the right balance of density. Cinnamon adds a subtle warmth that perfectly complements the bananas and chocolate chips.
Step 4: Gently Mix the Batter
Slowly fold the dry ingredients into the wet mixture using a spatula. Be careful not to overmix here; just combine until the flour disappears into the batter. Overmixing can lead to a tougher texture, and we want this Super Moist Chocolate Chip Banana Bread Recipe to be tender and soft, almost melting in your mouth.
Step 5: Add the Chocolate Chips
Now for the fun part! Gently fold in the chocolate chips so they’re evenly distributed. These little gems will melt slightly during baking to create pockets of luscious chocolate in every forkful, making your banana bread a decadent treat.
Step 6: Bake to Perfection
Pour the batter into your prepared loaf pan, smoothing out the top. Bake in your preheated oven for 55 to 65 minutes. You’ll know it’s ready when a toothpick inserted into the center comes out clean or with just a few moist crumbs, no raw batter. The smell wafting from your oven will be pure magic.
Step 7: Cool and Slice
Allow the bread to cool in the pan for 10 minutes to settle nicely, then transfer it to a wire rack so it cools completely. This step is key so each slice retains its shape and the flavors mature just a bit. Wait patiently—it’s worth it!
How to Serve Super Moist Chocolate Chip Banana Bread Recipe

Garnishes
While this loaf is incredible on its own, a pat of butter melting on a warm slice is heavenly. For a touch of elegance, sprinkle a few extra chocolate chips or chopped nuts on top before serving. A light dusting of powdered sugar can make it look bakery-fresh, too.
Side Dishes
This banana bread pairs wonderfully with a hot cup of coffee or tea, making it an ideal breakfast or afternoon snack. For a full brunch experience, serve it alongside fresh fruit, yogurt, or even a drizzle of honey or maple syrup to heighten the natural sweetness.
Creative Ways to Present
Turn your banana bread into a dessert by serving slices with a scoop of vanilla ice cream and a drizzle of chocolate or caramel sauce. Another fun idea is to make mini banana bread muffins using the same batter—perfect for sharing and gift-giving!
Make Ahead and Storage
Storing Leftovers
Once completely cooled, store your Super Moist Chocolate Chip Banana Bread Recipe in an airtight container at room temperature. It will stay fresh and moist for about 3 to 4 days—a perfect quick grab for your breakfast or snack cravings.
Freezing
You can freeze banana bread to enjoy later by wrapping the cooled loaf tightly in plastic wrap and then foil. It will keep well in the freezer for up to 3 months. When you’re ready to eat it, just thaw overnight in the refrigerator or at room temperature for a few hours.
Reheating
For a freshly baked taste, warm slices gently in a toaster oven or microwave. A few seconds in the microwave softens the bread and re-melts the chocolate chips, making each bite delightful and gooey. Just don’t overheat—it’s best enjoyed warm, not hot!
FAQs
Can I use frozen bananas for this recipe?
Absolutely! Frozen bananas work perfectly. Just thaw them completely and drain any excess liquid before mashing. This actually makes the bread even more flavorful and moist.
What if I don’t have sour cream, can I substitute it?
You can swap sour cream for plain yogurt or even buttermilk. These options all add moisture and tenderness that are crucial to this recipe’s success.
Is it possible to make this banana bread vegan?
Yes, with a few adjustments: replace eggs with flax or chia egg substitutes, use dairy-free yogurt instead of sour cream, and swap butter for coconut oil or a vegan spread. The result will still be deliciously moist and chocolatey.
Can I add nuts to this bread?
Definitely! Chopped walnuts or pecans add a wonderful crunch and complement the sweetness of the bananas and chocolate. Just fold them in with the chocolate chips before baking.
Why does banana bread sometimes turn out dry?
Overmixing the batter or using bananas that aren’t ripe enough are common culprits. Also, overbaking can dry it out. Stick to the instructions, especially regarding mixing and baking times, for a moist and tender loaf every time.
Final Thoughts
Making this Super Moist Chocolate Chip Banana Bread Recipe is truly a joy, from the simple, wholesome ingredients to the aroma that fills your kitchen and the rich, satisfying taste in every bite. It’s a perfect treat to share with loved ones or savor quietly with your morning coffee. I can’t wait for you to try it and fall in love with banana bread all over again!
Print
Super Moist Chocolate Chip Banana Bread Recipe
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Total Time: 1 hour 15 minutes
- Yield: 10-12 slices
- Category: Baking
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
This super moist chocolate chip banana bread is a deliciously soft and flavorful treat, perfect for breakfast, snacks, or dessert. Made with ripe bananas, melted butter, and a generous amount of semi-sweet chocolate chips, this loaf is enhanced with a touch of cinnamon and sour cream to keep it wonderfully tender and moist. Easy to prepare and bake in under an hour, it’s a crowd-pleaser for family and friends.
Ingredients
Wet Ingredients
- 3 ripe bananas, mashed
- 1/2 cup unsalted butter, melted
- 1 cup granulated sugar
- 2 large eggs
- 1 tsp vanilla extract
- 1/2 cup sour cream or plain yogurt
Dry Ingredients
- 2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp baking powder
- 1/4 tsp salt
- 1 tsp ground cinnamon (optional)
Add-ins
- 1 1/2 cups semi-sweet chocolate chips
Instructions
- Preheat Oven and Prepare Pan: Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan thoroughly or line it with parchment paper for easy removal after baking.
- Mash Bananas and Mix Wet Ingredients: In a large mixing bowl, mash the ripe bananas until smooth. Add melted butter and stir well. Then beat in granulated sugar, eggs, vanilla extract, and sour cream or plain yogurt until the wet mixture is thoroughly combined.
- Combine Dry Ingredients: In a separate bowl, whisk together the all-purpose flour, baking soda, baking powder, salt, and optional ground cinnamon to ensure even distribution of leavening agents and spices.
- Fold Dry Ingredients into Wet Mixture: Gradually incorporate the dry ingredients into the wet banana mixture by folding gently until just combined. Avoid overmixing to keep the bread tender and moist.
- Add Chocolate Chips: Gently fold in the semi-sweet chocolate chips to distribute them evenly throughout the batter without breaking them.
- Pour Batter and Bake: Pour the batter into the prepared loaf pan, spreading it out evenly. Bake in the preheated oven for 55 to 65 minutes, or until a toothpick inserted into the center of the bread comes out clean.
- Cool the Bread: Allow the banana bread to cool in the loaf pan for about 10 minutes. Then, carefully transfer it to a wire rack to cool completely before slicing and serving.
Notes
- Use very ripe bananas with brown spots for the best flavor and sweetness.
- Do not overmix the batter to avoid dense banana bread.
- You can substitute sour cream with plain yogurt to keep the bread moist.
- Feel free to add nuts like walnuts or pecans for extra texture.
- Store the banana bread in an airtight container at room temperature for up to 3 days, or refrigerate for up to a week.

